what do you make thumbnails on?

Photoshop might be a little pricey, but it is worth it. If you can't afford it, I heard Gimp or EVEN Paint can help.
 
I'm too broke for photoshop and I suck at learning new things, so I honestly just use picmonkey and mess around with transparent I either make or find online!
It's not the best, but if you really screw around with it like I have in the past, you can get some pretty nice thumbnails off of it!
 
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